Why use a Mortgage Broker?
Essentially you have two options when shopping for the best mortgage loan that fits your individual needs:
- Contact multiple lenders directly
- Hire a mortgage professional to do it for you
Don't be fooled
In most cases a professional mortgage broker can get you a better interest rate than shopping for a lender.
The fact is that, even on conforming loans, interest rates vary by each lender on a daily basis. We have access to
many different mortgage lenders and can easily and quickly compare interest rates for the right product for you
and, in most cases, give you several different options to choose from.
There are literally thousands of web sites that offer multiple lenders "competing" for your business. You have seen the adds on television, radio, and in newspapers. They may get you to visit their web site or call them. The fact is that most of these web sites are just "lead farms" (as I call them). Most simply take your information via a contact page and systematically send the lead to 4-5 different mortgage lenders and/or mortgage brokers. The "systematically" normally involves a process that determines which mortgage companies have signed up for their services in your area and they spread out the leads amoungst them. You may get lucky and you may not. The bottom line is that you don't decide who gets to look at your information and who ultimately contacts you.
Our guarantee to you
- No obligation, Free loan quote normally within 24 hours
- We won't tell you your loan is approved until it actually is
- We will provide you with a written Good Faith Estimate via secured download, via email, or fax as soon as we have your loan approved
- The rate we get you approved at and/or locked in at is the rate you will close at
- Our fees will not increase over our Good Faith Estimate
- We will always be completly upfront and honest with all of our customers
We want the opportunity to earn your business. Your mortgage loan, whether buying a house, or refinancing your current mortgage, is a very big decision and not a simple process. It is our job to make the process much easier and less frustrating for you. We do that by educating you on the process, keeping you informed along the way, and obtaining all the necessary information from you. Please see our FAQpage and the "What we do"page for more information.
We are located in Mckinney, Texas and we offer our residential products primarily in Texas, however, we do offer our services in some additional states, or we can refer you to someone that can help you
In addition, we offer commercial loans in all 50 states
Let us help you in obtaining the best mortgage loan for you, whether you are buying or refinancing your current mortgage we can assist you. You can contact us via our toll free number at 866-323-2512, you can download our preliminary information or application and fax it to us 972-692-5784, or you can complete our short information form from this site and one of our mortgage professionals will contact you by phone.
Perfect Credit - we can help you
After gathering some preliminary information from you we will respond back to you with a full pre-approval and email or fax you a Good Faith Estimate of all closing costs. We can typically get your loan funded within 30 days and work to keep you informed every step of the way.
Imperfect Credit - We can help you
This may be your golden opportunity to re-establish your credit... More >>
Don't wait! Let us help you with your Texas mortgage loans.Apply Now!