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We work with you
As a seasoned mortgage professional I will work to get you approved to either purchase a home (even if it is your first), refinance your mortgage, and even get a home equity or debt consolidation loan. There are so many options available out in the mortgage market today, that even if you have, or have had, credit issues I can still find a mortgage loan for you.
Getting the mortgage loan approved and closed is our specialty. Just getting the loan completed is merely the first step in re-establishing your credit history. With 15 years in the mortgage profession, I have seen every type of credit imaginable. If you are refinancing your current mortgagae, the most important item concerning your credit is your mortgage history, in most cases, even if you have serious credit issues now, if you have paid your mortgage on time, then you can get approved even for a cash out loan. If you have had mortgage payment issues, we can certainly look to get you a fresh start and get you on a plan to re-establish your credit history.
This may be your golden opportunity to re-establish your credit...recover from overwhelming debt...or consolidate your high-interest debt into one easy, low-interest monthly payment. Because you may qualify for a mortgage at an affordable rate! We specialize in helping homeowners repair their credit... putting them on the road to recovery. Even if you've been turned down for a home loan before - or don't think you can qualify - we can help!
Our professional staff works with you! Our mortgage programs include a variety of financing options...competitive interest rates...personalized service... We realize that everyone is different. That's why we treat you like an individual - on a one-to-one basis. And it's why our Mortgage Professionals work with you every step of the way. Because everyone has different incomes, asset bases and credit histories. You may be able to qualify for our loan programs even if you fall into any of the categories below: